Marketplaces carry risk from both sides: buyers who dispute and sellers who don't deliver. Processors react by holding funds or closing accounts. We help marketplace operators find a structure that fits how money actually moves on their platform.
Reply within 24 hours. No obligation.
Buyer disputes and seller non-delivery both land on the platform's account.
Who is the merchant, who receives funds and when? Unclear flows lead processors to pause or close.
Weak seller onboarding increases counterfeit, stolen-card and non-delivery claims.
A fast-growing marketplace can outrun a processor's risk limits and trigger reserves.
We look at how funds flow between buyers, sellers and your platform, because that determines the right account setup and which licences may be involved.
Alerts, ratio monitoring and RDR program setup to catch disputes early.
Route transactions across more than one acquiring bank so a single decision doesn't stop your platform.
Integrated solutions for taking payments and paying sellers, where your model and structure allow.
Resale, peer-to-peer and niche marketplaces, including apparel, electronics and hobby verticals. Depending on how funds move, your model may need specific licences or a particular account structure. We'll tell you early if it does.
We’d rather be straight with you now than disappoint you later.
Two minutes. Name, company, website, and your current processor if you have one.
A person, not an autoresponder, replies and asks for a recent processing statement and a few details.
Whether your business fits, what to expect on reserves and limits, and whether we’d recommend applying. If we’re not the right fit, we’ll say so.
Free Account Stability Review
We’ll reply within 24 hours. No obligation, and no credit check at this stage.
We’ll reply within 24 hours. Watch for an email from justifiedpayments.com, and check spam if you don’t see it.
It depends on how funds flow and where you operate. We can't give legal advice, but the review surfaces the question early so you can get the right counsel before you apply.
Payout options depend on your structure. We cover what's possible once we understand how funds move.
We can't release held funds. We can help you plan a replacement account in parallel so sales keep going while that resolves.
This page is general information, not legal or financial advice. A review is not an approval or an offer of credit; underwriting decisions are made by acquiring banks.